rates and insurance

Check your out-of-network benefits in about 60 seconds

State of Mind Therapy is a private-pay practice, but your insurance plan may include out-of-network benefits that reimburse you for a portion of the cost of therapy.

We've partnered with Mentaya to make it easy to check your benefits and get an estimate of what your plan may reimburse.

  • Psychotherapy Intake Assessment $230-$250 [60 minute session]

    Individual therapy session $180-200 [50 minute session]

  • Payment is due at the beginning of the session. Forms of payment accepted:

    • Health Savings Account (HSA)

    • Flexible Spending Account (FSA)

    • Cash, Check, or Credit Card

  • We are an out-of-network, private-pay practice, which means we do not bill insurance directly. However, you may still be able to use your insurance benefits to help with the cost of therapy.

    If your plan includes out-of-network benefits, your insurance company may reimburse you for a portion of your session fees. We've partnered with Mentaya to make this easier—you can check your out-of-network benefits in about 60 seconds and get an estimate of what your plan may reimburse.

    If you choose to use your out-of-network benefits, Mentaya can also submit claims and handle insurance follow-up on your behalf for a small fee.

    You may also use Health Savings Account (HSA) or Flexible Spending Account (FSA) funds to pay for eligible therapy services.

    In some circumstances, your insurance company may approve a network gap exception to cover services with an out-of-network provider. Click here for our guide to requesting insurance reimbursement.

    • Do I have mental health insurance benefits?

    • What is my deductible and has it been met?

    • How many sessions per year does my health insurance cover?

    • What is the coverage amount per therapy session?

    • Is approval required from my primary care physician?

    If you decide to use out-of-network benefits, you will pay State of Mind Therapy directly at the time of your appointment and then you will be given an itemized bill that you can submit to your insurance company for reimbursement.

  • State of Mind Therapy reserves the right to charge the full session fee for no-shows and cancellations with less than 24 hours notice.

    State of Mind Therapy reserves the right to discontinue services after 2 no-shows or late cancelations

Rights to a Good Faith Estimate

(Notification Required by Law)

No Surprises Act Implementation

The “No Surprises Act” (the Act), allows for patient financial protections that impact health plans, physicians, and facilities.

The “No Surprises Act” is a new requirement to provide a good faith estimate (GFE). Beginning January 1, 2022, health care providers will be required to give new and established patients who are uninsured, or self-pay, or patients who are shopping for care, a good faith estimate of costs for services that they provide.

You have the right to receive a "Good Faith Estimate" explaining how much your medical care will cost.

Under the law, health care providers need to give clients who don't have insurance or who are not using insurance an estimate of the bill for medical items and services. 

  • You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.

  • Your health care provider shall provide you a Good Faith Estimate in writing prior to your medical service or item. You can also ask your health care provider and any other provider you choose (to work with), for a Good Faith Estimate during scheduling.

  • If you receive a bill that is substantially higher than estimated on (more than $400 than) your Good Faith Estimate, you can dispute the bill.

  • It is a good idea to save a copy of your Good Faith Estimate.

For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises

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