Rates and Insurance
Rates
Psychotherapy Intake Assessment $225 [60 minute session]
Individual therapy session $175 [50 minute session]
Payment
Payment is due at the beginning of the session. Forms of payment accepted:
Health Savings Account (HSA)
Flexible Spending Account (FSA)
Cash, Check, or Credit Card
Insurance
We are out-of-network providers. This means that we do not work with your insurance company directly. However, there may be other health insurance benefits you can utilize to cover the sessions. This includes the use of Health Savings (HSA) or Flexible Spending Account (FSA) to pay for your services. You can also check with your insurance about Out-of-Network Benefits. In some case, you can get reimbursed for a portion of the visit. Keep reading to learn about how Reimbursify can help you get reimbursed for your visits.
In some cases, you may be able to have your insurance company approve what is called a single case agreement to cover the cost of an out-of-network provider. Click here for a guide on how to fight for reimbursement.
In order to use insurance, a psychiatric diagnosis is placed on your permanent medical record. Paying privately for your services allows you to have your information kept completely private. It also provides greater flexibility for the number of sessions you wish to have.
Have you heard of Reimbursify?
Reimbursify is an app for filing out-of-network health insurance claims. Send them a photo of your claim and they will handle the rest, including determining your eligibility and following-up with your health insurance company. Better charges $1.99 per claim submitted.
*We do not have an affiliation with Reimbursify. This is simply just a resource for those who do not want to deal with submitting claims.
Check your insurance coverage by asking the following questions:
Do I have mental health insurance benefits?
What is my deductible and has it been met?
How many sessions per year does my health insurance cover?
What is the coverage amount per therapy session?
Is approval required from my primary care physician?
If you decide to use out-of-network benefits, you will pay State of Mind Therapy directly at the time of your appointment and then you will be given an itemized bill that you can submit to your insurance company for reimbursement.
Cancellation Policy
State of Mind Therapy reserves the right to charge the full session fee for no-shows and cancellations with less than 24 hours notice.
State of Mind Therapy reserves the right to discontinue services after 2 no-shows or late cancelations
Rights to a Good Faith Estimate
(Notification Required by Law)
No Surprises Act Implementation
The “No Surprises Act” (the Act), allows for patient financial protections that impact health plans, physicians, and facilities.
The “No Surprises Act” is a new requirement to provide a good faith estimate (GFE). Beginning January 1, 2022, health care providers will be required to give new and established patients who are uninsured, or self-pay, or patients who are shopping for care, a good faith estimate of costs for services that they provide.
You have the right to receive a "Good Faith Estimate" explaining how much your medical care will cost.
Under the law, health care providers need to give clients who don't have insurance or who are not using insurance an estimate of the bill for medical items and services.
You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
Your health care provider shall provide you a Good Faith Estimate in writing prior to your medical service or item. You can also ask your health care provider and any other provider you choose (to work with), for a Good Faith Estimate during scheduling.
If you receive a bill that is substantially higher than estimated on (more than $400 than) your Good Faith Estimate, you can dispute the bill.
It is a good idea to save a copy of your Good Faith Estimate.
For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises
